Benefits for Our Producer Partners
The Difference Card’s exclusive distribution strategy gives our producers a unique health insurance savings solution they can bring to their clients.
Stand Out In A Crowd
The Difference Card’s unique health insurance plans can differentiate your agency in a crowded brokerage marketplace.
Grow Your Agency
In 2021, The Difference Card strategy helped our Producers win 59 new “broker of record” accounts- resulting in $1.6 million of new revenue for our Partner Agencies.
Retain Your Clients
The Difference Card is a long-term solution for the rising cost of healthcare. Our clients continue to see savings year after year.
Strategic Partners You Can Rely On
The Difference Card works closely with our strategic partners to deliver outstanding savings and customer service to our mutual clients.
Join Professor (and CEO) Joe Donvovan for a class on MERPs 101
Resources
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White Paper
Tuesday, September 29, 2026 The Difference CardHow to Stack an HSA and MERP for Maximum Employer Savings
Help clients address rising health plan costs without simply shifting more expense to employees. Explore how combining an HSA-eligible HDHP with a properly designed MERP can create employer savings while providing employees additional financial protection. -
White Paper
Thursday, August 20, 2026 The Difference CardHelp Employers Control Healthcare Costs With a Smarter Reimbursement Strategy
Help clients explore another approach to managing healthcare costs. This guide explains how MERPs work, their potential tax advantages, key compliance considerations, and how they can complement an employer's existing health benefits strategy. -
Guide
Wednesday, July 8, 2026 The Difference CardThe Future of Employee Benefits: Strategies Every Broker Should Know
Healthcare costs, employee expectations, and new technologies are reshaping benefits. Discover the trends and strategies that can help benefits brokers deliver greater value and strengthen client relationships.
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Meet Our Executive Team
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